Motorcycle Insurance

Motorcycle insurance is sold by independent agents, who give you the freedom to choose the policy that's right for you. Ride safe knowing that we'll be there if you need us.

Your Motorcycle Insurance Coverage Options

Your motorcycle is one of your most prized possessions. It deserves special protection. If you've taken safety classes, or garage your motorcycle when it's not in use, you may save more on your motorcycle insurance coverage, while protecting yourself, your passengers, and your investment. Learn more about your coverage options. We are able to insure a full spectrum of motorcycles including street cycles, Harleys, cruisers, touring bikes, and ATVs.

You Can Qualify for Some of These Credits and Discounts

One of the great advantages of having your motorcycle coverage through Safeco is that you may save money by having more than one policy with us. Our agents will be able to help calculate how much money you can save. You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.

Custom Parts and Equipment

If your motorcycle has custom parts, coverage is available. With some of our companies,  up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.

Liability Coverage

You can pick the motorcycle insurance coverage that fits your needs. Some of our companies offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Check with your agent to determine your specific coverage.

Medical Coverage

This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.