Homeowners Insurance

We know you have a busy life and that there are a hundred things you’d rather be doing than reading about homeowner’s insurance. That’s why we’ll keep this short and simple.

We Understand the Demands of Owning a Home

It’s really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important, because chances are your home is likely one of your largest investments.

Determining Your Home Insurance Needs

Whether you’re a home or condo ownerlandlord, or renter, you want protection for your assets, yourself, and your guests. The replacement value of your home, its age and safety features, and the value of your belongings should all be considered when determining your homeowner’s coverage needs.

Your Coverage Options

Homeowner’s insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable for injuring another person or damaging their property. A typical homeowner’s policy contains these standard coverages and may provide you with options to purchase additional coverages. You may also request an increase in limits if you’ve renovated your property, or have special possessions like art, jewelry or other collectibles for which you’d like extra protection. Choose the policy that’s right for you, with Safeco’s help.